Welcome to the July 2024 Edition of Business Enquirer – Issue 127.

In this issue, we spotlight the Hellenic Development Bank (HDB), a pivotal institution in Greece’s economic growth. Formed in 2019 with a financial history dating back to 2003, HDB supports micro, small, and medium enterprises (MSMEs) by facilitating access to funding and managing risk, having facilitated 120,000 loans totalling over sixteen billion euros. More than just a bank, HDB’s multifaceted business model covers a range of functions aimed at fostering economic growth. HDB’s innovative initiatives include a Know Your Customer (KYC) platform to enhance service efficiency and an AI-embedded loan origination process to streamline operations. Every aspect of their business is dedicated to championing entrepreneurs’ dreams, fueling economic growth, and nurturing development.

We also delve into Exxaro Resources Limited, one of South Africa’s largest mining companies. With a diversified portfolio that includes coal, iron ore, wind, and solar energy, Exxaro is listed on the Johannesburg Stock Exchange (JSE) Top 40 Index and the Socially Responsible Investment Index. With a market capitalization of $3.48 billion (R64.28 billion), Exxaro is among the top five coal producers in South Africa. Known for its innovation and commitment to people development, Exxaro’s purpose is to power possibility in Africa and beyond.

Additionally, we present our exclusive feature on the Top 10 CSOs (Chief Sustainability Officers). These leaders are driving their organisations’ sustainability initiatives, integrating environmental, social, and governance (ESG) principles into their business strategies. Get to know the visionaries who are steering their companies towards a more sustainable future.

These are just a few highlights from this edition, each offering a glimpse into the passion and determination that drive these companies and leaders forward. We hope these stories inspire you as much as they’ve inspired us.